The coverage for pool repair through insurance can vary depending on several factors, including the type of insurance policy you have, the cause of the damage, and the specific terms and conditions outlined in your policy.

However, here are some common scenarios where pool repair may or may not be covered by insurance:

1. Homeowner's Insurance: If you have a standard homeowner's insurance policy, it may provide coverage for certain perils that cause damage to your pool, such as vandalism, fire, lightning, or windstorm. However, coverage for damage caused by wear and tear, lack of maintenance, or other non-covered perils may not be included.
2. Additional Coverage: Some insurance companies offer optional add-ons or endorsements that can extend coverage to specific structures on your property, including swimming pools. These add-ons may provide coverage for a broader range of risks.
3. Flood Insurance: Damage caused by flooding is typically not covered under standard homeowner's insurance policies. If you live in an area prone to flooding, you may need a separate flood insurance policy to cover damage to your pool and other property.
4. Liability Coverage: Homeowner's insurance liability coverage may extend to accidents that occur in your pool, such as injuries to guests. However, this coverage is for personal injury rather than physical damage to the pool itself.
5. Home Warranty: Some homeowners purchase separate home warranties, which can cover the repair or replacement of specific systems or components in the home, including the pool.

It's essential to review your insurance policy and talk to your insurance provider to understand what is covered and what is excluded. If you have specific concerns about your pool's coverage, consider asking your insurance agent for clarification or discussing the possibility of additional coverage options. Remember that each insurance policy is unique, so coverage can vary significantly between providers and policies.